A Better Healthplan For
Your People, HR Team & Bottom Line.
Affordable. High-Quality. Transparent. Rewarding. Empowering.
At it’s core BritePath is an independent insurance agency focused on employee benefits and committed to assisting our clients with the marketing, administration and compliance of these products. Our products include but are not limited to the following.
- Bundled health plans
- Unbundled health plans
- Fully Insured plans
- Partially Self-Insured plans
- Level Funded plans
- Administration Services Only (ASO)
- Captive Arrangements
- Professional Employer Organizations (PEO)
- Health Reimbursement Arrangements
- Health Savings Accounts
- Short Term, Long Term and Statutory Disability
- Group life
- Accidental death & Dismemberment
- Voluntary benefits
- Group travel accident
- Worksite benefits
- Employee assistance programs
- International benefits
- Financial wellness
How can BritePath Help Your Company?
Many employers in the small group market have adopted a high-deductible health plan and coupled that with an FSA, HSA or employer funded HRA. BritePath benefit strategy provides members with powerful tools so they see the options and prices before they access services. Members are able to stretch their FSA and HSA funds further and Employers spend less of their HRA exposure. Employers that enabled Rewards provide an added incentive so members and employers save even more.
Large Group Fully Insured
Members and employers receive the same benefit as small groups plus the added benefit of lowering the claims experience. This allows their advisor to negotiate more competitive renewals. BritePath benefit strategy empower members and employers to reduce the claim spend by up to 20% and ensuring members receive the highest-value care possible
Large Group Self Insured
Employers that choice to partially self-insure their medical risk have the maximum ability to save. BritePath benefit strategy has the compounding effect of not only paying less for health care, improving outcomes and enhancing benefits; it also helps employers reduce the fixed costs associated with self-insuring. Employers that utilize these strategies and partner solutions pay lower stop loss premiums, admin and advisor fees.
Companies like Amazon recognize that Americans become better consumers when they have the information, they need to make informed decisions. Price, quality, customer feedback and accessibility all factor into our decision-making process as consumers. Why have we not insisted on having access to this information for what is perhaps our most important decision; where to go for health care. When it comes to health care we are generally in the dark and do not understand the powerful and very often misaligned incentives of those guiding us.
BritePath is committed to sharing what we have learned and continue to learn every day about health care with our clients and members. In addition, we share solutions and technology to equip them with the knowledge and resources they need to make informed decisions. These resources can be seamlessly integrated into the health plan or standalone depending whether the plan is bundled or unbundled. The goal is always ease of use for the member and a high return on investment for the employer.