HR Leaders with a better understanding of health insurance are able to negotiate lower rates, richer benefits and make more informed benefit decisions on behalf of their members.

Health insurers, health systems and brokers want to keep the focus exclusively on the insurance because it helps them maximize profits and income.

In this video session, I break the health insurance cost structure into four components: Medical costs, Pharmacy Costs, Admin Costs and Waste.

There is a significant opportunity to reduce the health insurance costs by eliminating the waste within the plan that artificially inflates the medical, pharmacy and admin fees.

Lowers the costs, reduces premiums which allows HR Leaders to deliver richer benefits for less, which ultimately allows them to attract and retain top talent!